Conrad Bishop 0492 885 160 - Shane Moloney 0414 045 602
Buying your first home, upgrading or starting your investment portfolio?
We can help you find the right loan that meets your needs and provides you with confidence and security.
Are you Buying a new business premises, need assistance with debtor financing to assist with cash flow or new equipment to grow your business?
With an extensive Commercial lender panel at our disposal we can find the right solutions for your business.
Send us an email or call to discuss your options.
Servicing multiple loans ( Mortgage, Personal Loan, Car Loans and Credit Carts), can get complicated and costly. Consolidating multiple debts into one loan can save you money and make it easier to manage your budget.
Book an appointment to discuss the merits of debt consolidation and decide if it's right for you.
Your current loan met all of your needs when you first started, but does it still measure up? Are you paying a higher interest rate than what's now available? Are there features missing from your loan which could save you money i.e 100% offset account, free redraw etc?. Refinancing could save you $$$ and help to pay down the loan faster.
Call us for a free home loan health check.
Looking to purchase a Car, Motorbike , Boat or Caravan? You've been quoted what sounds to be a great interest rate, but what is the actual monthly repayment? Are you confident that you are getting looked after at the Dealership? Provide us with your existing quote and let us see what we can offer. We have access to an extensive panel of lenders with great rates and low or no fees!
Planning a holiday or need funds for one of life's unexpected events ? Give us a call.
We need to collect personal information about you to provide you with our broking & related services. This privacy statement tells you how we collect your information, what we use the information for and who we share the information with. If we collect information that can be used to identify you, we will take reasonable steps to notify you of that collection.
How information is collected from you
We will collect your information from you directly whenever we can, like from enquiries we make of you when you seek credit assistance from us. We may verify that information from sources referred to in the responses to those enquiries or in this privacy statement.
How information is collected from other sources
Sometimes we will collect information about you from other sources as the Privacy Act 1988 permits. We will do this only if it’s reasonably necessary to do so, for example, where:
we collect information from third parties about a loan or lease in relation to which you seek our services;
we can’t get hold of you and we rely on public information (for example, from public registers or social media) or made available by third parties to update your contact details; or
we exchange information with your legal or financial advisers or other representatives.
When the law authorises or requires collection of information
Some law may require us to collect personal information about you. For example, we may require your information to verify your identity under Australian Anti-Money Laundering law.
How your information may be used
We may use your information for purposes including:
giving you credit assistance;
giving you information about loan products or related services including help, guidance and advice;
considering whether you are eligible for a loan or lease or any related service you requested including identifying or verifying you or your authority to act on behalf of a customer;
assisting you to prepare an application for a lease or a loan;
administering services we provide, for example, to answer requests or deal with complaints;
administering payments we receive, or any payments we make, relating to your loan or lease;
telling you about other products or services we make available and that may be of interest to you, unless you tell us not to;
telling you about other suppliers, with whom we have arrangements, that supply goods or services that may be of interest to you;
identifying opportunities to improve our service to you and improving our service to you;
allowing us to run our business efficiently and perform general administrative tasks;
preventing or investigating any fraud or crime or any suspected fraud or crime;
as required by law, regulation or codes binding us; and
any purpose to which you have consented.
You can let us know at any time if you no longer wish to receive direct marketing offers from us. We will process your request as soon as practicable.
What happens if you don’t provide information
If you don’t provide your information to us, it may not be possible to:
assist in finding a loan or lease relevant to your circumstances;
verify your identity or protect against fraud; or
let you know about products or services that might be suitable for your financial needs.
Sharing Your Information
We may use and share your information with other organisations for any purpose described above.
Sharing with your representatives and referees
We may share your information with:
your representative or any person acting on your behalf (for example, lawyers, settlement agents, accountants or real estate agents); and
your referees, like your employer, to confirm details about you.
Sharing with third parties
We may share your information with third parties in relation to services we provide to you or goods or services in which we reasonably consider you may be interested. Those third parties may include:
referrers that referred your business to us;
financial services suppliers with whom we have arrangements;
lenders, lessors, lender’s mortgage insurers and other loan or lease intermediaries;
organisations, like fraud reporting agencies, that may identify, investigate and/or prevent fraud, suspected fraud, crimes, suspected crimes, or other misconduct;
government or regulatory bodies as required or authorised by law. In some instances, these bodies may share the information with relevant foreign authorities;
guarantors and prospective guarantors of your loan or lease;
service providers, agents, contractors and advisers that assist us to conduct our business for purposes including, without limitation, storing or analysing information;
any organisation that wishes to take an interest in our business or assets; and
any third party to which you consent to us sharing your information.
Sharing outside of Australia
We may use overseas organisations to help conduct our business. As a result, we may need to share some of your information (including credit information) with such organisations outside Australia. The countries in which those organisations are located are:
We may store your information in cloud or other types of networked or electronic storage. As electronic or networked storage can be accessed from various countries via an internet connection, it’s not always practicable to know in which country your information may be held. If your information is stored in this way, disclosures may occur in countries other than those listed.
Overseas organisations may be required to disclose information we share with them under a foreign law. In those instances, we will not be responsible for that disclosure.
Information about other people
If you give information to us about another person (like your co-applicant) in relation to the services we provide, you will let that other person know that:
we have collected their information to provide those services or for any other purpose set out in this privacy notice;
we may exchange this information with other organisations set out in this privacy notice;
access the information we hold about that other person,
by using our contact details above; and
we may not be able to provide those services to you unless we obtain their information.